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Expired Two Wheeler Insurance

What are the benefits of expired two wheeler insurance renewal? Or what is the necessity to renew expired two wheeler insurance?

Motor Vehicle insurance for Third party liability is a must as per Indian Motor Vehicles Act.

If any vehicle is used with no insurance, then the law is violated resulting in fines and punishment. Two wheeler insurance financially protects you from unforeseen accidents and third party liabilities.

The vehicle whose insurance has expired needs to be inspected. The insurance company’s official will inspect the vehicle and certify whether the vehicle is fit for renewal. If found fit, the insurance can be renewed by submitting RC copy and expiring insurance policy copy.

If the vehicle is not found to be fit, then the vehicle is to be repaired for pre-existing damages and brought again for inspection for renewal.

The renewal process can be initiated by filling details online. But as vehicle inspection is to be done by insurance official, the insured has to go the insurance company. The premium can also to be paid in the insurer’s office.

If renewed online, some insurance companies waive inspection. This aspect can be checked with the insurer, while filling up the details.

Yes, if the date of insurance expiry is less than 90 days ago.